Khiva Cheleigh
Structural Risk Mapping for Small Business
If your three largest customers paid 30 days late, would you miss payroll?
That’s a structural risk. Most business owners don’t see it until it breaks them. I find the hidden cash gaps, fixed cost tension, and client concentration that quietly sink businesses in the $250k–$1M range.
Get a free 20‑minute structural risk review. I’ll map your biggest vulnerability and show you exactly where it lives. No charge, no pitch.
Get My Free Risk Review →Example: A $400k DTC brand with a hidden cash gap
Public data showed 60‑day receivables but 14‑day payables. That 46‑day gap meant the owner needed $28k in working capital just to stay afloat—every month. The fix was structural, not a new credit line.
Names withheld. This is the kind of fracture I find.
Contact: kcheleigh.analyst@gmail.com